Fortiva Financing at Bedder Mattress

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Bedder Mattress · Fortiva Retail Credit

A second look.
Another opportunity.

A Synchrony decline doesn’t have to end your financing search. You may be considered for Fortiva Retail Credit through the same application process, giving you another opportunity to finance an eligible Bedder purchase.

Start with SynchronyHow it works ↓

Subject to credit approval. Not every applicant receives an offer. Review the APR, fees, and payment terms before accepting.

A second
lookAnother opportunity for financing
One starting point

Start with Synchrony. See what’s available.

  1. Apply through SynchronyUse Bedder’s Synchrony application or the Synchrony/Fortiva payment option at checkout.
  2. Let the process continueIf Synchrony does not approve your application, you may be considered for Fortiva without starting a separate application.
  3. Choose whether to acceptIf offered financing, review your approved amount, APR, fees, and payments. Accept only if the terms work for you.
Common questions

Know your next step.

Another financing opportunity, with the terms shown before you decide.

Can I apply directly for Fortiva here?

For Bedder’s program, start with Synchrony. Fortiva is a follow-up option for eligible applicants whose Synchrony application is declined.

Does a Synchrony decline guarantee a Fortiva approval?

No. Fortiva reviews eligibility separately. You may receive an offer, but approval and available amounts are not guaranteed.

Will the terms be the same as Synchrony’s?

No. Fortiva is a separate credit program. Its APR, fees, required payments, and any promotional terms can differ. Review the Fortiva offer rather than assuming a Synchrony promotion applies.

Already have a Fortiva account?

Use Fortiva’s account portal to manage your account and payments. For questions about a Bedder product or order, visit Customer Service.

Fortiva Retail Credit Card accounts are issued by The Bank of Missouri, Perryville, MO. Learn about Fortiva Retail Credit.

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