Financing Options
Flexible ways to pay for better sleep.
0% APR FINANCING AVAILABLE*
More time to pay for the sleep system you really want.
Finance premium mattresses, adjustable bases, and complete sleep systems with promotional financing and extended payment options on qualifying purchases.
PAY IN INSTALLMENTS
4 interest-free payments at checkout
Split your purchase into 4 bi-weekly payments at 0% APR — or choose monthly plans up to 12 months.
No application needed.
Learn More
PAY WITH ELIGIBLE HSA/FSA FUNDS
Use eligible health funds directly at checkout
Purchase eligible sleep products using your HSA or FSA funds. Flex helps handle the eligibility process, including required medical-necessity documentation when applicable.
LEASE-TO-OWN OPTION
Flexible lease-to-own financing
Get the products you need today with flexible payment options that fit your budget. Easy approvals with multiple payment plans.
Not sure which option is right for you?
Our sleep experts are here to help you find the best financing plan for your situation.
How it works
Choose Your Payment Option
Select the financing or payment solution that works best for your purchase.
Apply or Qualify Online
Complete the process through Bedder Mattress with fast eligibility or approval decisions.
Complete Your Purchase
Use your approved financing, lease-to-own option, installments, or eligible HSA/FSA funds toward your Bedder Mattress purchase.