Synchrony — Financing That Fits Your Life

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Financing Partner

Synchrony

America's largest provider of retail financing. Get the credit you deserve with flexible plans, promotional interest, and an easy online application.

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“Changing What's Possible”

Flexible Financing Plans

Promotional Financing

0% APR

Enjoy deferred interest for a set promotional period. Pay in full before the period ends and pay zero interest.

Credit Line

Up to $10,000

Get a revolving line of credit you can use for your Bedder Mattress purchase and future needs.

Monthly Plans

6–24 Months

Choose a repayment timeline that fits your budget — from 6 to 24 monthly installments.

Why Synchrony?

  • ✓ Trusted by 300,000+ retail locations across the U.S.
  • ✓ Prequalification available — no impact to your credit score
  • ✓ 0% interest promotional periods available
  • ✓ Credit lines up to $10,000
  • ✓ Multiple repayment terms: 6, 12, 18, or 24 months
  • ✓ Low or no annual fees on most accounts
  • ✓ Easy online account management
  • ✓ Compatible with Apple Pay & Samsung Pay

Check If You Prequalify — No Credit Impact

Synchrony offers a soft-pull prequalification so you can see your options without affecting your credit score.

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Ready to Apply?

The full application takes just a few minutes and gives you a credit decision quickly.

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