Synchrony Financing at Bedder Mattress

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Bedder Mattress · Credit financing

Financing with
Synchrony.

Spread the cost of your mattress or complete sleep system across monthly payments. Explore promotional financing for qualifying purchases, or use an existing eligible Synchrony account.

Apply with SynchronyHow it works ↓About Fortiva ↓

Subject to credit approval. Promotional terms, required payments, APR, and any fees vary by offer.

Monthly
paymentsMore time for a bigger purchase
Before you decide

Review your offer before you accept

  1. Check the available offerYour application, approved credit limit, purchase eligibility, and available promotion are determined by Synchrony.
  2. Review the detailsReview the offer’s APR, required payments, fees, and promotional expiration date.
Start with Synchrony
An option after a Synchrony decline

A second look at financing.

Apply through Synchrony first. If your application isn’t approved, you may be considered for Fortiva Retail Credit through the same application process. You don’t need to start a separate Fortiva application.

Fortiva gives eligible shoppers another opportunity to finance a purchase after a Synchrony decline. Explore Fortiva and how it works →

Start with Synchrony

Fortiva offers are subject to credit approval. Approval and terms are determined by Fortiva and are not guaranteed.

Common questions

Questions, answered.

Understand the details before taking your next step.

How does promotional financing work?

Offers vary. A “no interest if paid in full” promotion is deferred interest: interest accrues from the purchase date and is charged if the promotional balance is not paid in full by the deadline. Minimum monthly payments may not pay off that balance in time. A 0% APR offer has different terms; read the specific offer.

Will applying affect my credit?

Review the credit-inquiry disclosure in the Synchrony application before submitting. Checking an offer and completing a credit application can have different requirements.

Already have a Synchrony account?

Visit Synchrony’s official website for account access and payment assistance.

Subject to credit approval. Synchrony explains deferred interest.

Payment & order help.

Need help choosing a payment option? Contact Bedder Mattress. For an existing order, visit Customer Service.

Contact Bedder →Order & payment help →