Financing Options

Don't let budget hold you back from the sleep you deserve. We've partnered with four trusted financing providers so you can get your Bedder Mattress today and pay on your terms.

No credit check

Flexible lease-to-own financing

Get approved in seconds based on your income - not your credit score. Financing up to $5,000 with weekly or monthly payments.

  • ✓ Approval in seconds
  • ✓ No minimum credit score
  • ✓ Up to 12-month plans
  • ✓ Up to $5,000
0% interest available

Deferred interest credit financing

America's largest retail financing provider. Promotional 0% APR periods, credit lines up to $10,000, and multiple repayment terms.

  • ✓ 0% interest promo periods
  • ✓ Credit lines up to $10,000
  • ✓ 6 to 24-month terms
  • ✓ Soft pull prequalification
Pay in installments

4 interest-free payments at checkout

Split your purchase into 4 bi-weekly payments at 0% APR - or choose monthly plans up to 12 months. No application needed.

  • ✓ 4 payments at 0% APR
  • ✓ No late fees ever
  • ✓ No separate application
  • ✓ Instant decision at checkout
Use health benefits

Pay with your HSA or FSA account

Have a Health Savings or Flexible Spending Account? Use pre-tax dollars to purchase your mattress and save up to 30%.

  • ✓ Pay with pre-tax dollars
  • ✓ HSA and FSA compatible
  • ✓ Auto medical necessity letters
  • ✓ Mattresses can qualify