Flex HSA FSA - Pay with Your Health Benefits

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Use Your HSA/FSA Card at Checkout

Eligible sleep and wellness products can be purchased using your HSA or FSA card through Flex. It’s simple, secure, and handled directly during checkout.

Shop Eligible Products
Use pre-tax dollars and save
No doctor visit required
Flex handles eligibility and documentation
Elegant bedroom
How It Works
Pay with your HSA or FSA card in just a few easy steps.
1

Select Eligible Products

Choose from our collection of HSA/FSA eligible sleep and wellness products.

2

Checkout with Flex

Use your HSA or FSA card directly at checkout through the secure Flex platform.

3

Flex Handles the Rest

Eligibility review and any required documentation are handled automatically through Flex.

Why Use Flex?

Use pre-tax dollars and save up to 30%

Your HSA or FSA funds can help you save.

Eligible for sleep and health support

Sleep products may be eligible under IRS guidelines.

Flex handles eligibility and documentation

No doctor visit required. Flex takes care of it.

Split payments supported

Use HSA/FSA for the eligible portion only.

Works with all major HSA/FSA cards

Compatible with all providers.

Great way to use FSA funds

Use funds before your plan year ends.

Frequently Asked Questions
What products are eligible?
Mattresses and sleep products that qualify for HSA/FSA use under IRS guidelines are eligible. Flex verifies eligibility automatically at checkout based on your account type.
Do I need a prescription or doctor visit?
No. Flex handles Letters of Medical Necessity automatically during checkout. No doctor visit or separate prescription is required.
Will I need to submit any documents?
Flex automatically generates and handles any required documentation. You typically won’t need to submit anything separately.
Can I split payments with another card?
Yes. Flex automatically splits the payment so you can use your benefits card for the eligible portion and another card for the rest.
What if my item isn’t approved?
If an item is not approved by your HSA/FSA provider, you can complete the purchase with a standard payment method. Flex will walk you through the options at checkout.
Is my information secure?
Yes. Flex uses bank-level encryption and security protocols to protect your personal and financial information throughout the checkout process.
Eligibility is determined by Flex and your HSA/FSA provider in accordance with IRS guidelines. Additional documentation may be requested by Flex if needed.
Bedder Mattress

Ready to Use Your Health Benefits?

Browse our full catalog of HSA/FSA eligible products and start saving on better sleep today.

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Fast & convenient delivery to your home.

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